John Hayward, Financial Advisers Costa Blanca, Expat Financial Advice, Financial Adviser Costa Blanca Spain 

John Hayward specialises in addressing the unique financial planning needs of expatriates and those with cross-border interests. He has attained not only a detailed knowledge of both European and International product providers but of secure, tax-friendly structures that can assist in asset building, asset protection and, ultimately, estate planning.

Living with his family in the country where he provides advice and being an expat himself he understands the concerns and issues of living and moving overseas. Planning covers many aspects including investing for income and/or growth, international pensions, wealth management, tax issues (including inheritance tax), and much more.

As part of the Spectrum IFA Group (the largest licensed and regulated IFA group in Europe) he puts an emphasis on continued advice and support. Some of his clients have worked with him for many years and are very happy with the advice he has given them during that period. This commitment means that he is able to provide advice and reassurance during the inevitable changes in tax, currency exchange rates and market movements. Indeed, the introduction of Qualifying Recognised Overseas Pension Schemes (QROPS), the banking crisis and the fall in the value of Sterling against the Euro are all examples of why continuing advice is essential. John aims to provide his customers with a traditional service of listening and then advising on their particular financial needs and is fully qualified in this field with 25 years experience.

• Our clients tell us that protection of capital and tax efficiency are paramount
• Our aim is to protect and grow our clients capital
• The tax system in Spain is broadly similar to that of the UK
• We help our clients comply with the law both in Britain and Spain
• Many clients have taken advice on maximising their pension pot, to gain more cash, higher income, and protection for their families.

For all your financial requirements please call John Hayward today for independent financial planning advice on the Costa Blanca